The effects of disability can be far-reaching for both employees and employers. Disabled employees may face personal, medical and financial challenges, while businesses may face reduced productivity, replacement worker costs and decreased workplace morale. Consider the following:

Innovative Health Services provides the medical management capabilities for employers who self-fund their short term disbility program and helps minimize the effects of disability for both employees and employers. Our disability plans help return employees to work as quickly and as safely as possible and includes:

• A telephonic approach to claim submission and disability management
• Clinical case management and expert claims adjudication
• A sophisticated case management system
• Customized rehabilitation
• Social Security Disability Assistance

Our approach to Short-Term Disability management features flexible benefit designs that allows employers to choose from a variety of plan features and options — such as income replacement levels, elimination periods and an employee assistance program — Advice to Pay to design a plan that best meets their company's needs.

If you are employer that self-funds your Short Term Disability program, give IHS a call to discuss how we can help your company.